Privacy Policy

By using the Website, you consent to the use of your information as we outlined in our Privacy Policy.

Our partners

The services offered by TSM through the website, of loan and insurance product options by third parties does not in any way imply, suggest, or constitute any sponsorship or approval of TSM of the said products and their terms and conditions including the assurance of the said user being sanctioned offered the said product and services by the third parties and does not amount to TSM suggesting or recommending to the user of the said third parties or their loan or insurance products. You further expressly agreed that TSM is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. Your interaction with any third party accessed through the Website is at your own risk, and TSM will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

Disclaimer of warranty

The Website and all content and services provided on the Website are provided on an “as is” and “as available” basis. TSM expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and security and accuracy, as well as all warranties arising by usage of trade, course of dealing, or course of performance. TSM shall assume no warranty, and expressly disclaims any obligation, that: (a) the content will be up-to-date, complete, comprehensive, accurate or applicable to your circumstances; (b) The Website will meet your requirements or will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the Website or any services offered through the site will be accurate or reliable; or (d) the quality of any products, services, information, or other material obtained by you through the site will meet your expectations.

Limitation of liability

It is further expressly agreed by you that TSM(including its officers, directors, employees, representatives, affiliates, and providers) will not be responsible or liable for (a) any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with (i) any failure or delay (including without limitation the use of or inability to use any component of the Website), or (ii) any use of the Website or content, or (iii) the performance or non performance by us or any provider, even if we have been advised of the possibility of damages to such parties or any other party, or (b) any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloading of any content from the Website.

Additional Terms


It is expressly agreed that you shall not assign or otherwise transfer any of your rights and obligation which have been assigned or obtained by you under these terms. You further agree that TSM may assign its rights and duties under these Terms without any such assignment being considered a change to the Terms and without any notice to you.


No failure or delay by TSM in exercising any right, power or privilege hereunder shall operate as a waiver thereof nor shall any single or partial exercise of any other right, power or privilege. The rights and remedies herein provided shall be cumulative and not exclusive of any rights or remedies provided by law.


We may modify these Terms, at any time, by posting notice on the Website at least ten (10) days before any modification becomes effective. Usage of the Website following the posting of notice of any modification will be subject the Terms in effect at the time of your usage. If you object to these Terms or any subsequent modifications to these Terms or become dissatisfied with the Website in any way, your only recourse is to immediately terminate use of the Website. Other terms and conditions may apply to loans or insurance that you applied for on the Website. You will observe these other terms and conditions.


The invalidity or unenforceability of any provisions of this terms and conditions in any jurisdiction shall not effect the validity, legality or enforceability of the remainder of the terms and conditions in such jurisdiction or the validity, legality or enforceability of this terms and conditions including any such provision, in any other jurisdiction, it being intended that all rights and obligations of the TSM hereunder shall be enforceable to the fullest extent permitted by law.


These Terms, together with those agreements made a part of these Terms by reference, make up the entire agreement between TSM and you relating to your use of the Website, and replace any prior understandings or agreements (whether oral or written) regarding your use of the Website.


The laws of the India, without regard to its conflict of laws rules, will govern these Terms, as well as your and our observance of them. If you take any legal action relating to your use of the Website or these Terms, you agree to file such action only in the courts located in Chennai, India. In any such action or any action we may initiate, the prevailing party will be entitled to recover all legal expenses incurred in connection with the legal action, including but not limited to costs, both taxable and non-taxable, and reasonable attorney fees. You acknowledge that you have read and have understood these Terms, and that these Terms have the same force and effect as a signed agreement.


Your feedback makes us better; please feel free to share it with us. By submitting feedback, you confirm that you have no objection in the content of the testimonial and your identity details, including but not limited to your name, designation and the company you work for, being used for business promotion by advertisement, web or such other form of advertising methods and techniques. We will assume no responsibility for reviewing unsolicited ideas and will not incur any liability as a result of any similarities between those ideas and materials that may appear in future TSM programs. Please do not reveal trade secrets or other confidential information in your messages to TSM. Any and all rights to materials submitted to us become the exclusive property of TSM to which you hereby consent.