Get the Right Car Loan Without the Hassle

We know how stressful car financing can be. Whether you’re buying a used car or trying to lower your existing EMIs, we make the process fast, transparent, and worry-free.

Apply for Used Car Loan Refinance My Existing Loan

Tired of endless paperwork and delays?

We handle everything from documentation to lender coordination.

Getting rejected or offered high rates?

We partner with India’s top lenders to find the plan that suits your profile.

Unsure whom to trust?

With 80+ years of credibility in car trading, TSM brings the same reliability to your finance experience.

Already have a loan?

You might be paying more than you should — explore better rates and terms with our refinance partners.

A few quick things to keep in mind before you fill out the form 👇

Vehicle Age

We currently finance cars up to 8 years old (from year of manufacture). Older vehicles may have limited loan options depending on their condition and valuation.

No Commercial Vehicles:

Loans and refinance options are available only for private-use cars (white-board registration).We do not process loans for taxis, yellow-board, or fleet vehicles.

3. Credit (CIBIL) Score Matters:

A strong CIBIL score (700+) improves your chances of quick approval, higher funding, and lower interest rates.If your score is lower, we’ll still help you explore options — but loan terms may vary by lender.

The pre-owned car loan eligibility will depend on whether you’re a salaried individual or a self-employed individual. You can check eligibility for a used car loan here-

Salaried Individuals must meet the following used car loan eligibility criteria–

You must be between 21 and 60 years of age.
Your minimum monthly salary must be Rs. 25,000.
You must have a minimum of one year of work experience.

Calculate Used Car Loan EMI

Loan Amount

₹

₹1,00,000₹75,00,000

Loan Duration

1 Year6 Years

Interest Rate

10.49% p.a25% p.a

Monthly EMI

₹8,932*

Apply for Used Car Loan Refinance My Existing Loan

The pre-owned car loan eligibility will depend on whether you’re a salaried individual or a self-employed individual. You can check eligibility for a used car loan here-

Salaried Individuals must meet the following used car loan eligibility criteria–

You must be between 21 and 60 years of age.
Your minimum monthly salary must be Rs. 25,000.
You must have a minimum of one year of work experience.

Apply for Used Car Loan

Apply for Car Loan Refinance

What our customers say about us

15 Jun 2023

I switched my old car loan to TSM and instantly felt the relief. The refinance team handled everything smoothly, and my new EMI fits my budget perfectly.

Aravind Subramaniam

03 Nov 2023

My used-car loan was approved in less than two days. The entire process felt transparent and stress-free — exactly how financing should be

Divya Mohan

28 Feb 2024

Excellent service! I refinanced my car last month and saved almost ₹4,000 every month. Their staff explained each option patiently.

Ganesh Ravi

09 Aug 2024

I wasn’t sure about applying online, but TSM made it effortless. Uploaded documents, got a quick verification call, and the loan was disbursed the next morning.

Keerthana Suresh

19 Apr 2025

Professional, polite, and fast. My refinance was done without any hidden fees — highly recommend them to anyone thinking of upgrading or refinancing.

Manoj Kumar R